Terms of service

The deal, in plain words.

Last updated 11 October 2026 Governed by Nigerian law CAC BN 7294223
The short version. Work runs against a written scope with the price in it. You pay in stages for what is delivered. When you have paid, you own the code and the data, and you can leave with both. Where a system holds records about other people, you control that data and we only process it on your instructions. Nothing here is a substitute for the signed agreement on a specific engagement — where the two differ, that agreement wins.

Who you are contracting with

Services on this site are provided by Mpaukwu Trading, a business name registered with the Corporate Affairs Commission of Nigeria under BN 7294223, active since 10 January 2024, with its registered address in Ohafia, Abia State, Nigeria. Mpaukwu Trading is a sole proprietorship; the founder is Ifeanyi Mba Kalu.

You can verify the registration yourself through the CAC public search. The trust page sets out what is verifiable and how.

What a project covers

Every engagement starts with a written scope that states what is being built, what it costs, and what “finished” means. Work begins once that is agreed.

Anything not in the written scope is not in the project. That is not a trap — it is how a fixed price stays honest. Changes are welcome; they are quoted and added to the scope before they are built, so neither side discovers the cost afterwards.

Prices published on the pricing page are indicative ranges, not quotes. A quote is specific to your workflow and is given in writing.

Payment

Builds are billed in stages against delivered milestones, not against hours worked. Audits are billed once, and the retest after you close the findings is included. Embedded monthly work is billed monthly in advance, with one month’s notice to end it on either side.

Invoices are in Nigerian naira unless agreed otherwise. VAT is not included in published prices. Work on a stage may pause if an invoice for a completed earlier stage is outstanding.

Who owns what

On full payment for an engagement, you own the code written for you, together with the deployment configuration and the data in your system. Source and infrastructure access are handed over at the end of every engagement.

Two carve-outs, stated plainly. First, Mpaukwu Trading keeps ownership of general-purpose components, libraries and patterns it developed before or outside your project, and may reuse them — you get a perpetual licence to use them as part of what was delivered. Second, third-party software keeps its own licence; those are listed on request.

Where you use a Mpaukwu product as a service rather than commissioning a build, the product remains ours and you are licensed to use it. Your data in it is still yours, and you can export it.

Your data, and your users’ data

Where a system holds records about other people — students, patients, residents, customers — you are the controller of that data and Mpaukwu Trading is a processor acting on your instructions. We do not sell it, mine it, or use it to train models.

Access to live systems is limited to what is needed to operate and support them. Where a restore needs testing, it is tested in a separate environment against backup data, not against your live records.

Nigeria’s Data Protection Act and the NDPR apply to this kind of processing. Obligations that fall on you as controller stay with you; we will support you in meeting them. The privacy page covers what this website itself collects, which is a separate and much smaller question.

Security and availability

Systems operated by Mpaukwu Trading are run self-hosted on infrastructure we manage directly. Important data is backed up outside the server, to a local copy and an off-site copy. Recovery is tested rather than assumed: backups are checked and a restore is run in a separate environment, never touching live customer data. Health is monitored continuously, and maintenance is planned to reduce disruption.

No uptime percentage is guaranteed on this page. Where an engagement needs a specific availability or response commitment, it is written into that engagement’s scope with what it costs to provide. A number promised casually on a terms page is worth nothing.

Readiness audits

A readiness audit is a defensive review of a system you own or have written permission to test. You confirm that authority before the audit begins, and it is your responsibility to hold it.

An audit reports what was found in the time agreed, using the methods agreed. It is not a guarantee that a system is secure, and no audit can be. Findings, the fix tickets and the retest result are yours; they are not published without your written consent.

Limits

Software is delivered to the agreed scope and tested, but no software is free of defects. Defects found in delivered work are fixed within the agreed support period at no extra cost.

Except where Nigerian law does not permit it to be limited, total liability for any engagement is capped at the fees paid for that engagement, and neither side is liable for indirect or consequential loss, including lost profit or lost business. Nothing here limits liability for fraud or for anything else that cannot lawfully be limited.

Ending an engagement

Either side may end an engagement in writing. You pay for work completed and accepted up to that point; anything paid for work not yet done is refunded. Monthly arrangements end with one month’s notice.

On ending, source code, data exports and infrastructure access for work you have paid for are handed over. There is no arrangement here where you cannot leave with what you paid for.

Using this website

The walkthroughs and prototypes on this site run on sample data for fictional organisations. Nothing in them is a real record, and figures shown in them are illustrative.

Comparison pages describe competing products using only what those companies publish on their own pages, with the date checked. If you find something inaccurate or out of date, write to hello@mpaukwu.com and it will be corrected.

Content on this site is ours; product names belonging to other companies are theirs and are used only to identify the products being discussed.

Law and changes

These terms are governed by the laws of the Federal Republic of Nigeria. Where an engagement has its own signed agreement, that agreement governs and these terms fill the gaps.

These terms may change. The date at the top says when they last did. A change does not alter an engagement already underway; that one keeps the terms it started with.

Questions

Write to hello@mpaukwu.com, or message +234 816 516 0797 on WhatsApp. Corrections and disputes are answered, not ignored.

Questions

Rather ask a person?

If something here is unclear, or you need terms that fit your own procurement process, say so before we start rather than after.